Bad credit can make home financing harder, but it doesn’t automatically rule out homeownership in Louisiana. Seller financing, FHA loans, VA and USDA programs, and a qualified co-signer can all provide possible paths to buying a home, depending on your...
A VA disability rating can lower your yearly property tax bill in Louisiana. Here’s what the benefit covers and what you have to do to claim it. Key Takeaways Louisiana bases a property tax exemption on your VA disability rating. The state uses three...
You don’t need a lot of savings to open the door to homeownership in Louisiana. With the right loan or assistance program, you have more paths forward than you might think. Key Takeaways The Louisiana Housing Corporation runs several Mortgage Revenue Bond...
If you’re buying a home in New Orleans, you might be wondering if a home inspection is required to get a mortgage. It’s one of many common first-time homebuyer questions. The short answer is that it depends. Mortgage rules can vary based on your loan type...
A preapproval for a mortgage in Louisiana is encouraging, but it is not a guarantee. Your loan still has to pass underwriting, where the lender verifies your credit, income, debts, cash-to-close, and the property you want to buy. If something no longer fits the...
There are several alternative ways to buy a house in Louisiana, especially for renters, first-time buyers, veterans, and people who need a more flexible path. Buying a house in Louisiana can feel hard when a bank says no, a down payment feels out of reach, or rent...
